Terms & Conditions

Last updated: April 2026

1. General Usage

All calculators and tools provided on SmartKalc are for informational and educational purposes only. They are not intended to replace professional financial or medical advice.

2. No Liability

SmartKalc assumes no liability for any incorrect calculations or any actions taken based on the results provided by our tools. The results are estimates based on standard formulas.

3. User Responsibility

Users are solely responsible for their own decisions. Always consult with a certified professional before making any significant financial, health, or lifestyle changes.